| Present | Past | Future | |
|---|---|---|---|
| I | owe | owed | will owe |
| you | owe | owed | will owe |
| he/she | owes | owed | will owe |
| we | owe | owed | will owe |
| you | owe | owed | will owe |
| they | owe | owed | will owe |
| I | owe |
| you | owe |
| he/she | owes |
| we | owe |
| you | owe |
| they | owe |
| I | owed |
| you | owed |
| he/she | owed |
| we | owed |
| you | owed |
| they | owed |
| I | will owe |
| you | will owe |
| he/she | will owe |
| we | will owe |
| you | will owe |
| they | will owe |
| Present | Past | Future | |
|---|---|---|---|
| I | have owed | had owed | will have owed |
| you | have owed | had owed | will have owed |
| he/she | has owed | had owed | will have owed |
| we | have owed | had owed | will have owed |
| you | have owed | had owed | will have owed |
| they | have owed | had owed | will have owed |
| I | have owed |
| you | have owed |
| he/she | has owed |
| we | have owed |
| you | have owed |
| they | have owed |
| I | had owed |
| you | had owed |
| he/she | had owed |
| we | had owed |
| you | had owed |
| they | had owed |
| I | will have owed |
| you | will have owed |
| he/she | will have owed |
| we | will have owed |
| you | will have owed |
| they | will have owed |
| Imperative | |
|---|---|
| I | - |
| you | owe |
| he/she | - |
| we | - |
| you | owe |
| they | - |
| I | - |
| you | owe |
| he/she | - |
| we | - |
| you | owe |
| they | - |
| Present | Past | Future | |
|---|---|---|---|
| I | am owing | was owing | will be owing |
| you | are owing | were owing | will be owing |
| he/she | is owing | was owing | will be owing |
| we | are owing | were owing | will be owing |
| you | are owing | were owing | will be owing |
| they | are owing | were owing | will be owing |
| I | am owing |
| you | are owing |
| he/she | is owing |
| we | are owing |
| you | are owing |
| they | are owing |
| I | was owing |
| you | were owing |
| he/she | was owing |
| we | were owing |
| you | were owing |
| they | were owing |
| I | will be owing |
| you | will be owing |
| he/she | will be owing |
| we | will be owing |
| you | will be owing |
| they | will be owing |
| Present | Past | Future | |
|---|---|---|---|
| I | have been owing | had been owing | will have been owing |
| you | have been owing | had been owing | will have been owing |
| he/she | has been owing | had been owing | will have been owing |
| we | have been owing | had been owing | will have been owing |
| you | have been owing | had been owing | will have been owing |
| they | have been owing | had been owing | will have been owing |
| I | have been owing |
| you | have been owing |
| he/she | has been owing |
| we | have been owing |
| you | have been owing |
| they | have been owing |
| I | had been owing |
| you | had been owing |
| he/she | had been owing |
| we | had been owing |
| you | had been owing |
| they | had been owing |
| I | will have been owing |
| you | will have been owing |
| he/she | will have been owing |
| we | will have been owing |
| you | will have been owing |
| they | will have been owing |